Funding
Frictionless funding with Pay by Bank.
Payments initiated directly from a bank account, with no cards or intermediaries.
A better way to transfer money.
Pay by Bank enables direct account-to-account (A2A) transfers, lowering your costs without sacrificing speed or security.
Lower fees: Eliminate card network costs Reduce fraud: Bank authentication mitigates chargeback risks More control: Set risk rules for first-time or repeat users
Built for high-volume, high-velocity use cases.
Interchecks adapts Pay by Bank to your workflows — not the other way around.
A smarter, merchant-friendly model.
While guaranteed models charge high fees to own your risk, Interchecks offers a non-guaranteed Pay by Bank solution with built-in risk controls — so you get the cost benefits without the exposure.
✅ Real-time account verification
✅ Adaptive return risk mitigation
✅ Automated representment process
✅ Flexible integration (API or no-code)
